Information on mortgages and remortgages for Mortgage Practitioners
About mortgages and remortgages
Mortgage providers guide you through the maze of mortgages and insurance products and advise you of their key features. Do beware of 'do it yourself' mortgages and insurance products; you do not get 'advice' on the products and it is so easy to get it wrong! With such important matters as to your future and that of your family you need to get it right and seeking the assistance of a professional and then receiving the ongoing service associated with it has got to be worthy of consideration!
How confident are you that your mortgage is properly protected against death, a critical illness or an accident, sickness or unemployment? Have you ever thought of having a 'financial health check review'? Mortgage brokers provide an on going 'review service'.
Mortgage providers are regulated by the Financial Services Authority, always check for their registered number. They can also sspecialize in helping people who are unable to gain credit from high street lenders due to a variety of reasons. They can also help borrowers with unusual or difficult circumstances. If any of the high street banks or Building Societies refuse to help you with a mortgage or remortgage application due to current mortgage arrears, or other debt problems, or just find it hard to prove your income, they will be able to help. Mortgage brokers can still find a competitive Mortgage or remortgage option to suit your circumstances. They can sometimes have exclusive rates that are extremely competitive and can offer a range of fixed / discount or variable tracker plans.
Always remember: your home may be repossessed if you do not keep up repayments on a mortgage or loan secured upon it.