Life quote – Vegetarians to be offered a smaller life insurance quote
What’s their beef?
For years, vegetarians have been campaigning that vegetarianism is the healthiest lifestyle choice. The argument has gone past the point of the eating of animals being cruel, to the fact that is meat-free is better for you! As you can imagine the avid bacon sandwich fans are reluctant to put down their barbeque tongs and hit the tofu but could the shunning of these ideas be a financial mistake?!
Can we save you money on your life insurance or critical illness?
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Does going green make you lean?
One insurance company has recognised the fact that vegetarians are up 40% less likely to contract some form of cancers and up to 30% less likely to get heart disease therefore asks why they should have to pay the same. In light of this, vegetarians could be offered up to 6% off their life quotes by a select firm, Animal Friends Insurance. The offer will be evaluated exactly the same as a regular life insurance quote, taking into consideration the clients age, weight and if they smoke but also whether they decide to eat meat or not.
Fine line between vegetarians and the occasional sausage lover
Due to the inability to document vegetarianism like you can smoking, where do you draw the line at who is and who isn’t a true vegetarian. The potential for confusion over policies is very high too. Should non-red meat eaters benefit? If you convert to vegetarianism could you then benefit from lower premiums? It would be nearly impossible to monitor whether the vegetarians as a whole stayed on the band wagon permanently hence causing the confusion.
All just a load of old offal?
The argument of whether vegetarians live longer than meat eaters is somewhat flimsy. Trying to put vegetarianism in the same class as smoking is quite an intangible link. The effects of smoking can be easily documented by a GP and has been a proven fact for years that smokers are at a higher risk of contracting certain cancers. There is still very little, if any, crucial evidence that vegetarians live longer than meat eaters therefore it is very unlikely that vegetarians will be offered lower life insurance quotes as standard.
If you are looking to get life insurance and need to know more about what is available to you, a great place to start is with Jump Life Insurance. They have been providing specialist life insurance advice and policies for over ten years so why not give them a call now on 0844 417 0894 or visit the website at www.jumplifeinsurance.co.uk.