Critical illness Life Insurance Statistics Don’t Lie
You may think it won’t happen to you. The fact is nobody wants to imagine that it could happen – the idea that you could contract a terminal disease such as cancer is a scary thought. The ‘C’ word is perhaps the most feared on the planet. But the statistics don’t lie. One in three women for example are estimated to get breast cancer - which is why you should ensure you have critical illness life insurance.
Can we save you money on your life insurance or critical illness?
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Critical Illness Life Insurance – Peace of mind
The financial implications of being diagnosed with a critical illness may be the last thing on your mind. But the fact is, if you end up with no insurance or protection against your mortgage or income, it can cause unending misery. Imagine that you’ve been diagnosed with terminal cancer but you don’t have critical illness life insurance – how would you pay your mortgage? Would you have to struggle through work? And if your loved ones depend on you, how will they cope? When it comes to deciding whether to spend a few pounds a week on critical illness life insurance, can you afford to take the gamble?
Fatal Illness Cover
Critical illness life insurance pays a lump sum to the policyholder if they are diagnosed with a fatal illness such as cancer or heart disease. And yet, financial reports suggest there has been a drop in critical illness life insurance cover. One of the reasons some experts believe the number of people taking out critical illness life insurance has dropped is because of a fear claims will be rejected. There have been some high profile stories in the media where people suffering from breast cancer for instance had their claim refused for failing to disclose full medical records.
Critical Illness Life Insurance - Vital
This shouldn’t be a reason to stop you getting critical illness life insurance. It’s vital you have critical illness life insurance – firstly, to protect your family and secondly, if you are battling with a disease, you don’t want to waste your energy over fears about money or debt. To allay fears of refused claims, you just need to take some simple steps. When you take out critical illness life insurance make sure:
Insurance companies now produce a Statement of Best Practice that outlines medical definitions to improve clarity for consumers on what claims they will be able to make in the event of a diagnosis. A serious illness affects one in four women and one in five men before they reach retirement. Critical illness life insurance can at least give you financial peace of mind.
Jump Money are specialists in life insurance and are there to answer any questions you may have related to life insurance, life assurance, term insurance and life cover. They will strive to fit an insurance package to the exact criteria you need in order to help you avoid buying products you do not need as well as helping you fully understand your purchase.
To find out more about how Jump Money can help you protect yourself and your belongings call now on 0845 8516262 or visit the website at www.jumplifeinsurance.co.uk.